Decisions in one flow
Identity, registry, screening and credit data come together in one application, so approvals don’t wait on a manual hand-off.
Risk scored per product
Run separate risk models for car loans, mortgages or credit cards, weighted for each product’s exposure.
Borrowers stay reviewed
Daily screening and scheduled reviews run on their own, so your loan book doesn’t drift out of date between renewals.
Fast approvals for the many, careful review for the few.
Onboarding
Applications that route themselves
Low-risk applicants are approved automatically. Complex cases, like layered ownership or a PEP hit, go to the right analyst with the context attached.
AML risk score
A risk model per product and market
Score car loans in Norway and credit cards in France differently, and see how a model change shifts your risk distribution before you publish.
Ongoing due-diligence
Reviews that run on schedule
Set refresh intervals by risk level. Bits flags data that is about to expire and updates the score when something changes.
Bits AI
Less time on paperwork
AI agents sort the material that comes in with an application and draft case comments for your analysts to review.
Christoffer Rutgersson
CEO, Qliro
Every solution runs on the same modules and the same customer record, so you can start with one and add the rest when you need them.
KYB & KYC onboarding
Onboard customers faster with custom workflows and automated checks across all your markets.
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AML risk score
A configurable risk model with custom variables, weights and a live score for every customer.
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Transaction monitoring
Rules that know the customer, fewer false positives and a full audit trail.
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Ongoing due-diligence
Daily monitoring across 1,300+ lists with granular rules and review intervals.
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Case management
Every case in one place, with collaboration, audit trail and PEP and sanctions data built in.
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Bits AI
AI agents that sort and summarize the work that used to take hours.
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AMLR
2027
EU’s new AML regulation, enforced in July 2027, requires each transaction to be weighed against what you know about the customer, their business activity and risk profile. This is how Bits has been built from the start.
You own the configuration. Your compliance team builds and maintains the rules in a no-code builder. No vendor requests or engineering tickets needed.
Audit-ready by default. Every configuration and event is recorded, so you can show an auditor what changed and when.
STR reports pre-filled. When you report a suspicion to your FIU, the system pre-fills the key data points, saving your team hours of manual work.
Connects to your tools. Bits connects to your transaction system and databases over webhooks and APIs.
Can Bits handle both consumer and business lending?
Can we combine KYC with credit checks?
How do product-specific risk models work?
Can we automate approvals?
How does Bits help with periodic reviews?
Get started today.
